North Carolina Adjuster Practice Exam 2025 – Complete Study Resource

Adjusters primarily handle property and casualty insurance claims because their role involves evaluating and settling claims related to physical damage to property, liability issues, and loss of assets. This area covers a wide range of situations, including natural disasters, theft, fire damage, and liability claims arising from accidents.

Property and casualty insurance encompasses various policies, including homeowner's insurance, commercial property insurance, and general liability insurance, which all require assessment and negotiation skills that adjusters possess. These claims often involve on-site inspections, discussions with policyholders, and coordination with contractors or repair services, making the adjuster's role crucial in determining the validity and compensation for losses.

While other types of insurance claims, such as life, health, and automobile insurance, do involve adjusters, their primary focus and expertise lie in the realm of property and casualty claims, where they manage the intricate details of loss assessments and settlements.